Hotel Motel Loans
 Hotel
loans, motel loans, and hospitality financing of every size and
variety is a primary area of expertise for MBA Capital Funding
Inc. Securing loans for hotel and motel acquisition, renovation,
construction and debt restructure involves many aspects such as
:
- Analysis of the property's operating income and expense statements,
ADR and occupancy rates.
- Analysis of the market in which the property operates.
- Franchise or independent status.
- Borrowers financial status, credit history, and experience
in hospitality ownership and operation.
- Type of the loan program applicable to the property and borrower.
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Why Choose MBA Capital Funding as
your Mortgage Consultant?
Each hospitality property loan is unique. MBA Capital Funding
Inc. will add value to your transaction by ensuring the success
of securing the financing with lowest interest rates and best terms.
MBA Capital Funding Inc. understands the hotel industry and has
a long experience with hotel financing through the company's affiliate, MBA
Hotel Brokers, (www.motelhotelbroker.com).
Problems sometimes arise in hotel motel financing as a result
of the appraisal, survey, environmental studies, or franchise agreements.
Through our experience and network of professional hotel appraisers,
environmental audit companies, and other professionals, we will
work to prevent problems which can delay or destroy the opportunity
for suitable financing.
The Franchise or independent status of the hotel or motel also
effects the placement of the loan. Many lenders will only lend
to certain franchises. MBA Capital Funding Inc. also has a network
of lenders who will loan on independent hotels and motels. SBA
loans provide the advantage of the highest loan to value ratios
resulting in greater leverage; less cash down for the borrower.
Conventional loans may offer some advantages in interest rate but
typically only have 5 or 10 year terms whereas SBA loans usually
have a 20 or 25 year term. Conduit or securitized loans, Commercial
Mortgage Backed Securities (CMBS) loans, offer the advantage of
fixed rates but have very strict prepayment penalties. MBA Capital
Funding Inc. determines the best loan program available for each
hotel or motel financing application by communicating clearly with
the borrower, presenting the advantages and disadvantages of each
loan type and lender, and helping the borrower determine which
loan offer best achieves their financing goals.
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